FREE: Opt Out of Most of Your Junk Mail

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What is 5 Year Opt-Out?

Opting-Out refers to the process for removing your name from lists supplied by the Consumer Credit Reporting Companies, Equifax, Experian, Innovis and TransUnion, to be used for firm (preapproved / prescreened) offers of credit or insurance.

Your rights as a consumer under the Fair Credit Reporting Act (FCRA) include the right to "Opt-Out" for 5 years or permanently. By choosing the 5 Year option, your name will not be eligible for inclusion on lists used for firm offers of credit or insurance for five years.

Through this site, the Consumer Credit Reporting Companies are providing consumers with an easy and convenient way to exercise their right to Opt-Out for 5 years. This service is not intended for businesses or companies.


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